Filing Summary
Business Context and Reporting Period
Chicago Atlantic Real Estate Finance, Inc. filed this Form 8-K on March 22, 2022, under Items 2.02, 7.01, and 9.01. The filing announces the Company’s fourth-quarter and fiscal-year financial results for the year ended December 31, 2021.
The Company’s common stock trades on The Nasdaq Global Market under the symbol REFI. The filing identifies the Company as an emerging growth company.
Financial Results and Key Metrics
The filing itself does not provide specific revenue, net income, earnings per share, cash flow, margin, debt, liquidity, portfolio, or other financial metrics. It incorporates a March 22, 2022 press release as Exhibit 99.1 and an earnings supplemental presentation as Exhibit 99.2, but those exhibit contents are not included in the provided filing text.
Material Changes Versus the Prior Comparable Period
The provided text does not disclose quantitative or qualitative changes versus the fourth quarter or fiscal year ended December 31, 2020.
Guidance, Outlook, Risks, and Unusual Items
- The filing states that management held a conference call on March 22, 2022, to discuss the reported fourth-quarter and fiscal-year results.
- No specific guidance, outlook, risk factors, contingencies, unusual items, or management commentary are included in the provided text.
- The financial-results press release and supplemental presentation were furnished under Items 2.02 and 7.01 and are generally not deemed filed for purposes of Section 18 of the Exchange Act.
Investor Verification Items
- Obtain and review Exhibit 99.1 for revenue, earnings, book value, dividends, portfolio performance, and year-over-year comparisons.
- Review Exhibit 99.2 for debt, liquidity, investment portfolio composition, credit metrics, leverage, and supplemental operating data.
- Verify any forward-looking guidance, assumptions, risk disclosures, and details discussed during the earnings call.
- Confirm whether the exhibits contain financial statements or other information not reproduced in the filing text.