SEC Filing Summary: Westfield Financial, Inc.
Business Context and Reporting Period
This Form 8-K was filed by Westfield Financial, Inc. on October 28, 2009. The report serves to announce the financial results for the quarter ended September 30, 2009, and the declaration of dividends. The filing incorporates a press release (Exhibit 99.1) by reference.
Key Financial Metrics
The filing text does not provide specific numerical values for revenue, profit, cash flow, margins, debt, or liquidity. These details are contained within the referenced press release (Exhibit 99.1) and are not explicitly stated in the body of this 8-K document.
Material Changes and Dividend Declaration
The primary material event reported is the declaration of dividends by the Board of Directors:
- Regular Cash Dividend: $0.05 per share.
- Special Cash Dividend: $0.15 per share.
The filing does not detail specific material changes in financial condition compared to the prior period, as the quantitative results are deferred to the attached press release.
Guidance, Outlook, and Risks
The filing text does not contain management commentary, forward-looking guidance, specific risk factors, or contingencies beyond the standard disclaimer that the information in this report is not deemed "filed" under the Securities Act of 1933.
Investor Verification Checklist
- Review Exhibit 99.1 (Press Release) for specific quarterly revenue, net income, and earnings per share figures.
- Verify the record date and payment date for the declared regular and special dividends.
- Confirm the total dividend payout per share ($0.20) against the company's cash position and capital adequacy ratios.
- Check for any subsequent filings regarding the actual payment of the special dividend.