SEC Filing Summary: Westfield Financial, Inc. (Form 8-K)
Business Context and Reporting Period
This Current Report on Form 8-K was filed by Westfield Financial, Inc. on January 28, 2009. The filing serves to announce the Company's financial results for the quarter and full year ended December 31, 2008. The report incorporates by reference a press release (Exhibit 99.1) containing the detailed results.
Key Financial Metrics
The filing text itself does not provide specific numerical values for revenue, profit, cash flow, margins, debt, or liquidity. These metrics are contained within the referenced press release (Exhibit 99.1) which is not included in the provided text. The only specific financial figure disclosed in this document is the declaration of a regular cash dividend of $0.05 per share.
Material Changes
The filing does not explicitly detail material changes in financial condition or operations compared to prior periods within the text provided. It directs readers to the press release for the announcement of results for the quarter and year ended December 31, 2008.
Guidance, Outlook, and Management Commentary
The filing does not contain forward-looking guidance, management commentary, or specific risk factors beyond the standard disclaimer that the information in this report shall not be deemed "filed" for purposes of the Securities Act of 1933. The primary action item is the declaration of the $0.05 per share dividend.
Investor Verification Checklist
- Verify the specific revenue, net income, and earnings per share figures for the quarter and year ended December 31, 2008, by reviewing the attached press release (Exhibit 99.1).
- Confirm the record date and payment date for the declared $0.05 per share cash dividend.
- Review the press release for any discussion regarding asset quality, loan loss provisions, or liquidity positions given the 2008 reporting period.
- Check for any subsequent filings that may provide updated financial statements or clarifications on the 2008 results.