Business Context and Reporting Period
Company: Assurant, Inc.
Filing Type: Form 8-K (Current Report)
Date of Report: September 17, 2008
Purpose: Regulation FD Disclosure to provide investors with an estimate of losses from hurricanes Gustav and Ike and the impact of recent financial market developments on the company's investment portfolio.
Key Financial Metrics
The filing text does not provide specific numerical values for revenue, profit, cash flow, margins, debt, or liquidity. The report serves as a notification that a press release containing these estimates has been issued and is incorporated by reference.
Material Changes
- Catastrophic Events: The company is reporting estimated losses resulting from hurricanes Gustav and Ike.
- Market Conditions: The company is reporting the impact of recent financial market developments on certain holdings within its investment portfolio.
Guidance, Outlook, and Risks
Management Commentary: Management has issued a press release (Exhibit 99.1) detailing the financial impact of the aforementioned hurricanes and market conditions. The 8-K itself does not contain the specific commentary or guidance figures, only the reference to the attached release.
Risks and Contingencies: The filing highlights exposure to natural disasters (hurricanes) and volatility in financial markets affecting investment holdings.
Investor Verification Checklist
- Review the attached press release (Exhibit 99.1) for specific loss estimates related to hurricanes Gustav and Ike.
- Verify the quantified impact of financial market developments on the investment portfolio as detailed in the press release.
- Confirm if the estimated losses will materially affect the company's quarterly or annual earnings guidance.