Business Context and Reporting Period
Company: Associated Banc-Corp
Filing Type: Form 8-K (Current Report)
Date of Report: January 24, 2019
Reporting Period: Quarter ended December 31, 2018
This filing announces the earnings results for the fourth quarter of 2018. The detailed financial data and management commentary are contained in the press release (Exhibit 99.1) and investor presentation (Exhibit 99.2) incorporated by reference.
Key Financial Metrics
The provided text serves as a cover document for the earnings announcement and does not contain specific numerical values for revenue, profit, cash flow, margins, debt, or liquidity. These metrics are located in the referenced exhibits (99.1 and 99.2) which are not included in the input text.
Material Changes
The filing text does not provide specific data regarding material changes versus the prior comparable period. Investors must refer to the attached press release for year-over-year or quarter-over-quarter comparisons.
Guidance, Outlook, and Risks
Management Commentary: The company held a conference call for investors and analysts on January 24, 2019, to discuss the results. The slide presentation from this call is filed as Exhibit 99.2.
Legal Disclaimer: The information furnished in this Item 2.02 and the associated exhibits is not deemed "filed" under Section 18 of the Securities Exchange Act of 1934 and is not subject to the liabilities of that section. It shall not be deemed incorporated by reference into any other filings under the Securities Act or Exchange Act.
Investor Verification Checklist
- Review Exhibit 99.1 (Press Release) for specific Q4 2018 revenue, net income, and earnings per share figures.
- Examine Exhibit 99.2 (Slide Presentation) for management's outlook, guidance, and strategic initiatives.
- Verify the specific details of the conference call held on January 24, 2019, for qualitative commentary on financial performance.
- Confirm that the financial data in the exhibits aligns with the company's previously filed 10-Q or 10-K reports for the same period.