Business Context and Reporting Period
Company: Associated Banc-Corp
Filing Type: Form 8-K (Current Report)
Date of Report: October 18, 2018
Reporting Period: Quarter ended September 30, 2018
Event: Announcement of quarterly earnings results.
Key Financial Metrics
This Form 8-K serves as a notification of the earnings announcement and does not contain specific numerical data regarding revenue, profit, cash flow, margins, debt, or liquidity. The filing states that detailed financial information is contained in the press release (Exhibit 99.1) and slide presentation (Exhibit 99.2), which are incorporated by reference but not included in the text of this report.
Material Changes
The filing text does not provide specific details on material changes versus the prior comparable period. Investors must refer to the referenced exhibits for comparative financial analysis.
Guidance, Outlook, and Risks
Management Commentary: The company held a conference call for investors and analysts on October 18, 2018, to discuss the results. The slide presentation from this call is attached as Exhibit 99.2.
Legal Disclaimer: The information furnished in this Item 2.02, including the exhibits, is not deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934 and is not subject to the liabilities under that Section. It shall not be deemed incorporated by reference into any other filings under the Securities Act or Exchange Act.
Investor Verification Checklist
- Review Exhibit 99.1 (Press Release) for specific revenue, net income, and earnings per share figures for the quarter ended September 30, 2018.
- Examine Exhibit 99.2 (Slide Presentation) for management's outlook, guidance, and discussion of material changes.
- Verify the company's liquidity position and debt levels in the full quarterly report (10-Q) as this 8-K only announces the results.
- Note the legal disclaimer regarding the non-filing status of the earnings information within this specific 8-K document.