Business Context and Reporting Period
Company: Associated Banc-Corp
Filing Type: Form 8-K (Current Report)
Date of Report: January 16, 2014
Reporting Period: Quarter and year ended December 31, 2013
This filing announces the results of operations and financial condition for the fourth quarter and full year of 2013. Detailed financial data is contained in the press release (Exhibit 99.1) and slide presentation (Exhibit 99.2) incorporated by reference.
Key Financial Metrics
The provided text serves as a cover document referencing the earnings announcement. It does not contain specific numerical values for revenue, profit, cash flow, margins, debt, or liquidity. Investors must refer to Exhibit 99.1 for these figures.
Material Changes
The filing text does not provide specific details regarding material changes versus prior periods. It only confirms that earnings results for the quarter and year ended December 31, 2013, were announced.
Guidance, Outlook, and Risks
Management Commentary: A conference call for investors and analysts was held on January 16, 2014, with a slide presentation furnished as Exhibit 99.2.
Legal Disclaimer: The information furnished pursuant to Item 2.02, including the exhibits, is not deemed "filed" under Section 18 of the Securities Exchange Act of 1934 and is not subject to the liabilities of that section. It shall not be deemed incorporated by reference into any other filings under the Securities Act of 1933 or the Exchange Act.
Investor Verification Checklist
- Review Exhibit 99.1 (Press Release) for specific revenue, net income, and earnings per share figures for Q4 and FY 2013.
- Examine Exhibit 99.2 (Slide Presentation) for management's outlook, guidance, and strategic commentary.
- Verify the specific details of the conference call held on January 16, 2014, for qualitative insights not captured in the written release.
- Note that the financial data in this 8-K is not legally "filed" for liability purposes under Section 18 of the Exchange Act.