Business Context and Reporting Period
Company: Associated Banc-Corp
Filing Type: Form 8-K (Current Report)
Report Date: July 18, 2013
Reporting Period: Second Quarter ended June 30, 2013
Context: The filing announces the results of operations and financial condition for the quarter ended June 30, 2013. Detailed financial data is contained in the press release (Exhibit 99.1) and slide presentation (Exhibit 99.2) incorporated by reference.
Key Financial Metrics
The provided text serves as a cover report and does not contain specific numerical values for revenue, profit, cash flow, margins, debt, or liquidity. These metrics are referenced as being available in the attached exhibits (99.1 and 99.2) but are not present in the filing text itself.
Material Changes
The filing text does not provide specific details regarding material changes versus the prior comparable period. Investors must refer to the referenced press release and slide presentation for comparative analysis.
Guidance, Outlook, and Risks
Management Commentary: The company held a conference call for investors and analysts on July 18, 2013, to discuss the results. The slide presentation from this call is included as Exhibit 99.2.
Legal Disclaimer: The information furnished in this Item 2.02, including the exhibits, is not deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934 and is not subject to the liabilities under that section. It shall not be deemed incorporated by reference into any other filing under the Securities Act of 1933 or the Exchange Act.
Investor Verification Checklist
- Review Exhibit 99.1 (Press Release) for specific Q2 2013 earnings figures, including net income and earnings per share.
- Examine Exhibit 99.2 (Slide Presentation) for management's outlook, guidance, and detailed financial breakdowns.
- Verify the company's liquidity position and debt levels as detailed in the referenced exhibits, as they are not listed in the 8-K text.
- Note the legal status of the information: it is furnished but not "filed" under Section 18 of the Exchange Act.