Business Context and Reporting Period
This Form 8-K is a current report filed by BofI Holding, Inc. (parent of Bank of Internet USA) on May 24, 2010. The filing discloses a presentation scheduled for the Eleventh Annual B. Riley & Co. Investor Conference on May 25, 2010. The information presented in the attached slide show is as of May 20, 2010.
Key Financial Metrics
The filing text does not provide specific values for revenue, profit, cash flow, margins, debt, or liquidity. The document serves solely as a notice of an upcoming investor presentation and incorporates the slide show by reference without detailing the financial figures within the text of the 8-K itself.
Material Changes
No material changes to financial performance or operations are reported in this filing. The document does not contain comparative period data or analysis of changes versus prior periods.
Guidance, Outlook, and Risks
- Event: A slide show presentation will be webcast live on May 25, 2010, with a replay available for 30 days.
- Forward-Looking Statements: The presentation contains forward-looking statements subject to risks and uncertainties. Actual results may differ materially from projections.
- Risk Factors: The filing references "Risk Factors" and other factors in SEC documents that could affect results but does not list specific risks in this text.
- Safe Harbor: The registrant assumes no obligation to update the information provided as of May 20, 2010.
Investor Verification Checklist
- Verify the content of the attached slide show (Exhibit 99.1) for specific financial data and guidance, as the 8-K text does not contain these numbers.
- Confirm the webcast replay availability on the company website (bofiholding.com) if the live event is missed.
- Review the company's most recent 10-K or 10-Q filings for detailed "Risk Factors" referenced in the safe harbor statement.
- Note that the information is not deemed "filed" under Section 18 of the Exchange Act and is not incorporated by reference into Securities Act filings unless expressly stated.