Business Context and Reporting Period
Company: American Express Company
Filing Type: Form 8-K (Current Report)
Date of Report: January 24, 2006
Subject: Regulation FD Disclosure regarding revisions to billed business information for the quarters and full year of 2005.
Key Financial Metrics
This filing does not contain specific numerical values for revenue, profit, cash flow, margins, debt, or liquidity. The document serves solely to announce the revision of previously reported billed business data. The specific revised figures are contained in Exhibit 99.1, which is incorporated by reference but not detailed in the text of this report.
Material Changes
- Revision of Prior Data: The Company is clarifying and/or revising U.S., international, and worldwide billed business information for each quarter and the full year of 2005.
- Context: These revisions relate to information originally reported on January 23, 2006, in connection with the release of 2005 fourth quarter and full-year financial results.
Guidance, Outlook, and Risks
The filing contains no new guidance, outlook, management commentary on future performance, or discussion of risks and contingencies. The sole purpose is the disclosure of corrected historical billed business metrics.
Investor Verification Checklist
- Review Exhibit 99.1 attached to this filing for the specific revised billed business numbers for 2005.
- Compare the revised billed business figures against the initial report released on January 23, 2006.
- Verify if the revisions impact the Company's previously stated financial results or performance metrics.