SEC Filing Summary: First PacTrust Bancorp, Inc. (8-K)
Business Context and Reporting Period
This Form 8-K was filed on September 20, 2012, by First PacTrust Bancorp, Inc., a multi-bank holding company for PacTrust Bank and Beach Business Bank. The filing reports a corporate event regarding the declaration of interest on outstanding Senior Notes.
Key Financial Metrics
The filing does not provide comprehensive financial statements, revenue, profit, cash flow, or debt totals. The only specific financial metric disclosed is the interest payment on Senior Notes:
- Quarterly Interest Payment: $0.46875 per share.
- Annualized Yield: 7.5%.
- Payment Date: October 15, 2012.
- Record Date: October 1, 2012.
- Trading Symbol: BANC.L (NASDAQ Global Market).
Material Changes
The filing does not report material changes to revenue, operating margins, or liquidity positions compared to prior periods. The sole material event is the Board of Directors' declaration of the quarterly cash interest payment.
Guidance, Outlook, and Risks
The filing contains no forward-looking guidance, management commentary on future performance, or discussion of risks and contingencies beyond the standard disclosure of the interest payment obligation.
Investor Verification Checklist
- Verify the record date of October 1, 2012, to confirm eligibility for the $0.46875 per share payment.
- Confirm the payment date of October 15, 2012, for cash flow planning.
- Review the attached Press Release (Exhibit 99.1) for any additional context regarding the Senior Notes.
- Note that this filing does not contain updated financial statements; refer to the most recent 10-Q or 10-K for full financial metrics.