Business Context and Reporting Period
This Form 8-K filing by First PacTrust Bancorp, Inc. (the multi-bank holding company for PacTrust Bank and Beach Business Bank) reports a corporate event dated September 3, 2012. The filing is not a periodic financial report but a current report regarding a dividend declaration.
Key Financial Metrics
The filing does not provide comprehensive financial statements, revenue, profit, cash flow, margins, debt, or liquidity metrics. The only specific financial data points disclosed are:
- Quarterly Dividend: $0.12 per share on outstanding common stock.
- Dividend Yield: 3.98% annualized (based on a trading price of $12.06 as of August 31, 2012).
- Payment Date: October 1, 2012.
- Record Date: September 14, 2012.
Material Changes
The filing does not disclose material changes in financial performance, operations, or capital structure compared to prior periods. The sole material event is the Board of Directors' declaration of the quarterly cash dividend.
Guidance, Outlook, and Risks
The filing contains no management guidance, future outlook, risk factors, contingencies, or discussion of unusual items. The document is limited to the announcement of the dividend and the attachment of a press release.
Investor Verification Checklist
- Verify the record date of September 14, 2012, to confirm eligibility for the dividend.
- Confirm the payment date of October 1, 2012, for cash flow planning.
- Review the attached Exhibit 99.1 (Press Release) for any additional context not included in the 8-K text.
- Note that this filing does not contain updated financial performance data; refer to the most recent 10-Q or 10-K for operational metrics.