SEC Filing Summary: First PacTrust Bancorp, Inc.
Business Context and Reporting Period
This Form 8-K was filed by First PacTrust Bancorp, Inc. on November 2, 2010. The registrant is incorporated in Maryland and maintains its principal executive offices in Chula Vista, California. The filing serves to disclose investor presentation material under Regulation FD (Item 7.01).
Financial Metrics
The filing text does not provide specific values for revenue, profit, cash flow, margins, debt, or liquidity. The document acts solely as a cover sheet to furnish an investor presentation (Exhibit 99.1) and does not contain embedded financial tables or narrative financial data.
Material Changes
No material changes to financial performance or operations are detailed within the text of this specific filing. The report is procedural, intended to make the attached investor presentation available to the public.
Guidance, Outlook, and Risks
The filing does not contain management commentary, forward-looking guidance, risk factors, or contingencies. These items, if present, would be located within the attached Exhibit 99.1 (Investor presentation material), which is not included in the provided text.
Key Facts for Investor Verification
- Event Type: Disclosure of investor presentation material under Regulation FD.
- Missing Data: No financial metrics are present in the filing text; investors must review Exhibit 99.1 for actual data.
- Company Identity: The registrant is First PacTrust Bancorp, Inc., not BANC OF CALIFORNIA, INC. (as noted in the request metadata).
- Authorization: The report was signed by James P. Sheehy, Executive Vice President, Treasurer, and Secretary.