SEC Filing Summary: First PacTrust Bancorp, Inc.
Business Context and Reporting Period
This Form 8-K was filed by First PacTrust Bancorp, Inc. on November 6, 2009. The filing serves to report the issuance of an earnings release for the three and nine-month periods ended September 30, 2009. The registrant is incorporated in Maryland and maintains its principal executive offices in Chula Vista, California.
Key Financial Metrics
The filing text does not provide specific numerical values for revenue, profit, cash flow, margins, debt, or liquidity. These details are contained within the attached earnings release (Exhibit 99.1), which is incorporated by reference but not included in the provided text.
Material Changes
No material changes or comparative financial data are disclosed within the body of this Form 8-K. The document solely announces the availability of the Q3 2009 results.
Guidance, Outlook, and Risks
The filing does not contain management commentary, forward-looking guidance, risk factors, or details on contingencies. It strictly references the attached press release for operational results.
Investor Verification Checklist
- Review Exhibit 99.1 (Press Release dated November 6, 2009) for specific Q3 2009 financial figures.
- Verify the company name discrepancy: The filing is for "First PacTrust Bancorp, Inc." while the request metadata referenced "Banc of California, Inc."
- Confirm the exact date of the reported period (ended September 30, 2009) against the filing date (November 6, 2009).