SEC Filing Summary: First PacTrust Bancorp, Inc.
Business Context and Reporting Period
This Form 8-K was filed by First PacTrust Bancorp, Inc. on August 8, 2008. The filing serves to report the issuance of an earnings release for the six-month period ended June 30, 2008. The registrant is a Maryland corporation headquartered in Chula Vista, California.
Financial Metrics
The provided text does not contain specific financial figures. It references an attached press release (Exhibit 99.1) for details on revenue, profit, cash flow, margins, debt, and liquidity. Consequently, no numerical values for these metrics can be extracted from this document alone.
Material Changes
The filing text does not provide specific data regarding material changes in financial condition or operations compared to prior periods. It only confirms the release of results for the six months ended June 30, 2008.
Guidance, Outlook, and Risks
The document does not include management commentary, forward-looking guidance, risk factors, or contingencies. It strictly functions as a notification that the earnings release has been issued and is incorporated by reference.
Key Facts for Investor Verification
- Verify the specific financial results in the attached Exhibit 99.1 (Press Release dated August 8, 2008), as this 8-K contains no numerical data.
- Confirm the reporting period covers the six months ended June 30, 2008.
- Note that the registrant is First PacTrust Bancorp, Inc., not Banc of California, Inc., despite the metadata label.