Business Context and Reporting Period
This Form 6-K filing by Banco Bradesco S.A. (Bank Bradesco) was submitted on February 5, 2026, for the month of February 2026. The report serves to inform the market of the company's 2026 growth guidance in compliance with Brazilian securities regulations.
Key Financial Metrics
The filing does not provide historical financial results, revenue, profit, cash flow, margins, debt, or liquidity figures for the current or prior periods. It exclusively contains forward-looking guidance targets for the 2026 fiscal year.
Material Changes and Guidance
Management has issued the following growth guidance for 2026:
- Expanded Loan Portfolio: 8.5% to 10.5% growth.
- Net Interest Income (NII) Net of Provisions: R$42 billion to R$48 billion.
- Fee and Commission Income: 3% to 5% growth.
- Operating Expenses (Personnel, Administrative, and Other): 6% to 8% growth.
- Income from Insurance, Pension Plans, and Capitalization Bonds: 6% to 8% growth.
Outlook, Risks, and Contingencies
The filing includes a standard forward-looking statements disclaimer. Management notes that these projections are not guarantees of future performance and are based on current estimates of economic circumstances and industry conditions. Actual results may differ materially due to risks and uncertainties, including changes in general economic and market conditions. For detailed historical context, the filing refers investors to the Bradesco 4Q25 Economic and Financial Analysis Report.
Investor Verification Checklist
- Verify the actual 4Q25 and full-year 2025 performance against the referenced Bradesco 4Q25 Economic and Financial Analysis Report to establish a baseline for the 2026 guidance.
- Confirm the specific assumptions regarding interest rates and credit quality used to derive the NII net of provisions target of R$42 billion to R$48 billion.
- Monitor the Brazilian economic environment for factors that could impact the 8.5% to 10.5% loan portfolio growth target.
- Review subsequent filings for updates on operating expense control relative to the 6% to 8% growth guidance.