Business Context and Reporting Period
This Form 6-K filing by Banco Bradesco S.A. (Bank Bradesco) reports on a Board of Directors meeting held on December 18, 2025. The filing announces the approval of a supplementary interest payment on shareholders' equity for the fiscal year ending December 31, 2025.
Key Financial Metrics
The filing focuses exclusively on shareholder distributions and does not provide data on revenue, profit, cash flow, margins, debt, or liquidity.
- Supplementary Interest Approved: R$3,900,000,000.00 total.
- Per Share Amount (Gross): R$0.351190748 per common share; R$0.386309823 per preferred share.
- Per Share Amount (Net): R$0.298512136 per common share; R$0.328363349 per preferred share (after 15% withholding tax).
- Total 2025 Distributions (Paid + Payable): R$14,499,272,511.68.
- Record Date: December 29, 2025.
- Payment Deadline: July 31, 2026.
Material Changes and Distribution History
The filing details the cumulative interest on shareholders' equity for 2025, distinguishing between amounts already paid and those payable in 2026.
| Category | Amount (R$) | Details |
|---|---|---|
| Amounts Paid (2025) | 4,407,716,909.69 | Includes monthly interest (Jan-Nov) and interim interest declared March 2025. |
| Amounts Payable (2026) | 10,091,555,601.99 | Includes Dec 2025 monthly interest, interim interest (June/Sept declarations), and the new supplementary interest. |
| Total 2025 Obligation | 14,499,272,511.68 | Sum of paid and payable distributions. |
The supplementary interest represents approximately 20.4 times the monthly interest on shareholders' equity paid net of tax.
Guidance, Outlook, and Risks
The filing includes standard forward-looking statements regarding economic conditions, industry trends, and management estimates. It notes that actual results may differ materially from expectations due to various risks and uncertainties. No specific operational guidance or risk factors unique to this transaction are disclosed beyond the standard disclaimer.
Unusual Items: The supplementary interest is a significant one-time distribution event, declared separately from the standard monthly and interim interest payments.
Investor Verification Checklist
- Verify the record date of December 29, 2025, to confirm eligibility for the supplementary interest.
- Confirm the net payout amount after the 15% withholding tax deduction for individual shareholders.
- Ensure banking data is updated with the company or B3 custody agents to receive payment by July 31, 2026.
- Note that this supplementary interest will be included in the calculation of mandatory dividends for the fiscal year.
- Review the total 2025 distribution figure (R$14.5 billion) against the company's annual cash flow statement in the upcoming 20-F filing.