BANK OF MONTREAL current report, Q4 FY2011

Business Context and Reporting Period

This Form 6-K is a report of a foreign private issuer filed by the Bank of Montreal for the month of November 2011, with a filing date of November 25, 2011. The registrant files annual reports under Form 40-F.

Key Financial Metrics

The filing text does not provide specific values for revenue, profit, cash flow, margins, debt, or liquidity. The document serves as a procedural filing to incorporate a press release by reference rather than a comprehensive financial statement.

Material Changes and Unusual Items

The primary material event disclosed in this filing is the redemption of trust capital securities:

  • Instrument: BMO Capital Trust Capital Securities - Series C ("BMO BOaTS - Series C").
  • Amount: $400,000,000.
  • Action: Redemption of the specified trust capital securities.

Guidance, Outlook, and Risks

The filing text does not contain management commentary, forward-looking guidance, outlook statements, or specific risk factors beyond the standard incorporation by reference language. The document focuses solely on the notification of the trust capital redemption.

Investor Verification Checklist

  • Verify the redemption date and terms for the $400 million BMO BOaTS - Series C securities in the referenced press release (Exhibit 99.1).
  • Confirm the impact of this redemption on the bank's capital structure and liquidity ratios in the subsequent quarterly or annual reports.
  • Review the referenced registration statements (Forms F-3 and S-8) for any related disclosure requirements.