Business Context and Reporting Period
Company: Capital One Financial Corporation
Filing Type: Form 8-K (Current Report)
Date of Report: October 20, 2011
Reporting Period: Third Quarter ended September 30, 2011
This filing announces the Company's financial results for the third quarter of 2011. The report incorporates by reference a press release (Exhibit 99.1), a financial supplement (Exhibit 99.2), and earnings release slides (Exhibit 99.3).
Key Financial Metrics
The provided text serves as a cover document for the results and does not contain specific numerical data for revenue, profit, cash flow, margins, debt, or liquidity. These figures are located in the attached Exhibits 99.1 and 99.2, which are not included in the source text provided.
Material Changes
The filing text does not provide specific details regarding material changes versus the prior comparable period. Investors must refer to the attached press release and financial supplement for comparative analysis.
Guidance, Outlook, and Events
- Regulation FD Disclosure: The Company furnished information via Exhibit 99.3 (Earnings Release Slides). This information is not deemed "filed" for Section 18 liability purposes under the Exchange Act of 1934.
- Conference Call: An earnings conference call was held on October 20, 2011, at 5:00 PM Eastern Daylight Time.
- Webcast Access: The live webcast and archived replay (available through November 3, 2011) are accessible via the Company's Investor Center.
Investor Verification Checklist
- Review Exhibit 99.1 (Press Release) for specific Q3 2011 revenue, net income, and earnings per share figures.
- Examine Exhibit 99.2 (Financial Supplement) for detailed liquidity, debt levels, and non-GAAP reconciliations.
- Check Exhibit 99.3 for management commentary and strategic outlook, noting that this exhibit is furnished but not filed.
- Verify the archived webcast replay on the Company's website for additional management discussion.