Business Context and Reporting Period
This Form 6-K filing is submitted by Banco Itau Holding Financeira S.A. (Itau Holding Financing Bank S.A.) for the month of November 2004. The report was signed on November 9, 2004, by Alfredo Egydio Setubal (Investor Relations Officer) and Silvio Aparecido de Carvalho (Chief Accounting Officer). The registrant files annual reports under Form 20-F.
Key Financial Metrics
The provided filing text serves as a cover sheet and exhibit index; it does not contain specific numerical values for revenue, profit, cash flow, margins, debt, or liquidity. The financial data is referenced in the attached exhibits rather than the main text.
Material Changes and Exhibits
The filing includes the following exhibits which contain the substantive financial and operational details:
- Exhibit 99.1: Adjustment to the Financial Statements.
- Exhibit 99.2: Equity participations in Credicard and Orbitall.
- Exhibit 99.3: Information on the Results for the Period January - September 2004.
- Exhibit 99.4: Meeting of Fiscal Council of November 8, 2004.
- Exhibit 99.5: Meeting of the Board of Directors of November 8, 2004.
Guidance, Outlook, and Risks
The cover text does not provide management commentary, guidance, outlook, or specific risk factors. These details are expected to be found within the referenced exhibits, particularly the results for the period ending September 2004 and the minutes of the Board and Fiscal Council meetings.
Investor Verification Checklist
- Review Exhibit 99.3 for the actual financial results for the nine months ended September 2004.
- Examine Exhibit 99.1 to understand the nature and impact of the adjustments to the financial statements.
- Check Exhibit 99.2 for details regarding equity stakes in Credicard and Orbitall.
- Consult Exhibits 99.4 and 99.5 for governance decisions and strategic direction from the November 8, 2004 meetings.