Business Context and Reporting Period
Company: Lincoln National Corporation (LNC)
Filing Type: Form 8-K (Current Report)
Report Date: February 12, 2026
Reporting Period: Fourth quarter and full year ended December 31, 2025.
This filing serves as a notification that the Company has issued a press release and statistical supplement regarding its financial results for the period ended December 31, 2025. The detailed financial data is contained in attached Exhibits 99.1 and 99.2, which are incorporated by reference but not deemed "filed" under Section 18 of the Exchange Act.
Key Financial Metrics
The provided text is a cover sheet and does not contain specific numerical values for revenue, profit, cash flow, margins, debt, or liquidity. These metrics are referenced as being available in the attached press release (Exhibit 99.1) and statistical supplement (Exhibit 99.2).
Material Changes
The filing text does not provide specific details on material changes versus prior periods. It only confirms the announcement of results for the quarter and full year ended December 31, 2025.
Guidance, Outlook, and Risks
Management Commentary: The Company scheduled a fourth quarter 2025 earnings conference call for February 12, 2026. An earnings supplement presentation (Exhibit 99.3) was made available on the Company's website in connection with this call.
Risks and Contingencies: No specific risks or contingencies are detailed in the text of this Form 8-K. The filing includes standard disclaimers that the information furnished under Items 2.02 and 7.01 is not subject to the liabilities of Section 18 of the Exchange Act.
Investor Verification Checklist
- Review Exhibit 99.1 (Press Release) for specific revenue, net income, and earnings per share figures for Q4 and full-year 2025.
- Examine Exhibit 99.2 (Statistical Supplement) for detailed operational metrics and margin analysis.
- Access Exhibit 99.3 (Earnings Supplement Presentation) for management's outlook and guidance for 2026.
- Verify the content of the earnings conference call held on February 12, 2026, for qualitative commentary on market conditions.