Business Context and Reporting Period
Company: Nicolet Bankshares, Inc.
Filing Type: Form 8-K (Current Report)
Date of Report: November 18, 2003
Reporting Period: Quarter ended September 30, 2003
This filing serves as a Regulation FD disclosure to distribute the Company's Quarterly Report to Shareholders. The detailed financial results for the quarter are contained in Exhibit 99.1, which is incorporated by reference.
Key Financial Metrics
The text of this Form 8-K does not provide specific numerical values for revenue, profit, cash flow, margins, debt, or liquidity. These metrics are located within the attached Quarterly Report to Shareholders (Exhibit 99.1) and are not explicitly stated in the body of this current report.
Material Changes
No material changes or comparative financial data are disclosed in the text of this filing. The document functions solely as a vehicle to distribute the quarterly report to shareholders.
Guidance, Outlook, and Risks
Management Commentary: The filing confirms the mailing of the quarterly report to shareholders on November 18, 2003.
Legal Disclaimer: The information in this report and the attached exhibit is not deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934 and is not subject to the liabilities of that section. It shall not be deemed incorporated by reference in any filing under the Securities Act of 1933 or the Exchange Act.
Investor Verification Checklist
- Review Exhibit 99.1 (Quarterly Report to Shareholders) for actual financial figures, as they are not present in the 8-K text.
- Verify the specific date of the shareholder mailing (November 18, 2003) against internal records.
- Note that this specific 8-K filing does not create a permanent "filed" record of the financial data under Section 18 of the Exchange Act.