Business Context and Reporting Period
Company: Northpointe Bancshares, Inc.
Filing Type: Form 8-K (Current Report)
Date of Report: July 23, 2025
Context: This filing serves as a correction to information provided during the Company's second quarter 2025 earnings conference call held on July 23, 2025.
Key Financial Metrics
This filing does not report revenue, profit, cash flow, margins, debt, or liquidity figures. It solely addresses a correction to the full-year 2025 non-interest expense guidance.
Material Changes
The filing corrects a verbal misstatement regarding the full-year 2025 non-interest expense guidance range provided during the earnings call:
- Incorrectly Stated Range: $128 million to $132 million.
- Corrected Range: $124 million to $128 million.
The Company has updated the earnings call transcript on its investor relations website to reflect this correction.
Guidance, Outlook, and Risks
Guidance Update: The full-year 2025 non-interest expense guidance is now officially set between $124 million and $128 million. This represents a downward revision of the expense outlook compared to the figure initially communicated verbally.
Risks/Contingencies: The filing notes that the information in Item 7.01 is furnished and not deemed "filed" for purposes of Section 18 of the Exchange Act, nor is it incorporated by reference except as expressly set forth.
Investor Verification Checklist
- Verify the corrected full-year 2025 non-interest expense guidance range of $124 million to $128 million.
- Review the updated transcript of the July 23, 2025, earnings conference call on the Company's website under the "IR Calendar" section.
- Confirm that no other financial metrics or guidance were altered in this specific filing.