Business Context and Reporting Period
This Form 8-K Current Report was filed by Rocket Companies, Inc. on December 22, 2025, covering events occurring on December 19, 2025. The filing primarily addresses the extension of a material definitive agreement regarding mortgage repurchase facilities and a correction to a previously filed proxy statement.
Key Financial Metrics
The filing does not report revenue, profit, cash flow, or margins. It provides specific data regarding liquidity and funding capacity:
- Total Funding Capacity (as of December 19, 2025): $25.9 billion.
- Components: Includes master repurchase agreements, early funding facilities, unsecured lines of credit, MSR lines of credit, and early buyout facilities.
Material Changes Versus Prior Periods
The total funding capacity has decreased compared to prior reporting dates:
- vs. September 30, 2025: Decreased from $26.4 billion to $25.9 billion.
- vs. December 31, 2024: Decreased from $27.5 billion to $25.9 billion.
Additionally, the expiration date of the Master Repurchase Agreement with Bank of America, N.A. was extended from October 3, 2026, to December 17, 2027.
Guidance, Outlook, and Other Events
Material Definitive Agreement: Rocket Mortgage, LLC entered into Amendment No. 9 to its Master Repurchase Agreement, extending the facility term and effectuating technical changes. The full text of the amendment is to be filed in the 2025 Form 10-K.
Proxy Statement Correction: The company corrected an inadvertent date error in its May 29, 2025, proxy statement. The corrected deadline for stockholders to submit proposals for the 2026 annual meeting is January 29, 2026.
Outlook: The filing does not contain forward-looking guidance or management commentary regarding future financial performance.
Investor Verification Checklist
- Verify the full text of Amendment No. 9 to the Master Repurchase Agreement when filed in the 2025 Form 10-K.
- Confirm the January 29, 2026, deadline for submitting stockholder proposals for the 2026 annual meeting.
- Monitor future filings for trends in total funding capacity, noting the sequential decline from $27.5 billion (Dec 2024) to $25.9 billion (Dec 2025).