Business Context and Reporting Period
Company: Redwood Trust, Inc.
Filing Type: Form 8-K (Current Report)
Date of Report: November 26, 2012
Event: Regulation FD Disclosure regarding an upcoming investor presentation.
Financial Metrics
This filing does not contain specific financial data. The document serves as a notice of an upcoming presentation and does not report revenue, profit, cash flow, margins, debt, or liquidity figures for the period.
Material Changes
No material changes to financial results or operations are reported in this filing. The document solely announces the schedule and availability of presentation materials for the J.P. Morgan SMid Cap Conference.
Guidance, Outlook, and Risks
Upcoming Event: The CEO and CFO are scheduled to present at the J.P. Morgan SMid Cap Conference on November 28, 2012, at 1:45 p.m. Eastern Time. Presentation materials and a live audio webcast will be available on the company website and the J.P. Morgan webcast portal.
Forward-Looking Statements: The filing includes a cautionary statement noting that presentations may contain forward-looking statements subject to risks and uncertainties. Actual results may differ materially from projections.
Key Risk Factors Identified:
- General economic trends and performance of housing, commercial real estate, and credit markets.
- Exposure to credit risk, adjustable-rate loans, and negative amortization.
- Changes in interest rates, mortgage repayment rates, and asset values.
- Liquidity risks and the ability to finance acquisitions with short-term debt.
- Regulatory developments and the ability to maintain REIT tax status.
- Counterparty risk and exposure to litigation in securitization transactions.
Key Facts for Investor Verification
- Verify the date and time of the J.P. Morgan SMid Cap Conference presentation (November 28, 2012).
- Access the presentation materials via the "Investor Information – Presentations" section of www.redwoodtrust.com.
- Review the referenced 2011 Form 10-K for a comprehensive list of risk factors.
- Note that this 8-K filing does not include updated financial results; investors should refer to the presentation materials or subsequent filings for financial data.