Business Context and Reporting Period
This Form 8-K Current Report was filed by Redwood Trust, Inc. on May 14, 2012. The filing serves as a Regulation FD disclosure regarding an upcoming presentation by the Company's President and Chief Financial Officer at the 11th Annual JMP Securities Research Conference scheduled for May 15, 2012.
Financial Metrics
The filing text does not provide specific values for revenue, profit, cash flow, margins, debt, or liquidity. This report is a disclosure of a scheduled event and does not contain financial results or balance sheet data.
Material Changes
No material changes to financial performance or operations are reported in this document. The filing solely announces the availability of presentation materials and a webcast for an investor conference.
Guidance, Outlook, and Risks
Outlook and Guidance: The Company will present materials containing forward-looking statements at the JMP Securities Conference. These materials will also be used at the Annual Meeting of Stockholders on May 17, 2012, and subsequent investor meetings. A live audio webcast and a 90-day archive will be available online.
Risks and Contingencies: The filing includes a comprehensive cautionary statement regarding forward-looking statements. Key risks identified include:
- General economic trends and performance of housing, commercial real estate, and credit markets.
- Exposure to credit risk, adjustable-rate loans, and negative amortization.
- Liquidity risks and the ability to finance acquisitions with short-term debt.
- Regulatory developments and changes in interest rates.
- Operational risks including litigation, environmental liabilities, and the ability to maintain REIT status.
Key Facts for Investor Verification
- Verify the content of the presentation materials posted on the Company's website (www.redwoodtrust.com) after market close on May 14, 2012.
- Review the forward-looking statements and associated risk factors detailed in the Company's Annual Report on Form 10-K for the year ended December 31, 2011.
- Confirm the availability of the audio webcast archive at the specified URL for 90 days following the presentation.
- Note that the information in this Item 7.01 is furnished and not filed with the SEC, meaning it is not incorporated by reference into other registration statements.