Travelers (TRV) reported $11.88 billion in revenue for the quarter ended March 2026, representing no change year over year. EPS of $7.71 for the same period compares to $1.91 a year ago.
The reported revenue represents a surprise of -3.74% over the Zacks Consensus Estimate of $12.34 billion. With the consensus EPS estimate being $6.98, the EPS surprise was +10.52%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Travelers performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Combined Ratio - Consolidated: 88.6% versus 90.9% estimated by seven analysts on average. Loss and loss adjustment expense ratio - Consolidated: 59.6% versus the seven-analyst average estimate of 62.4%. Underwriting Expense Ratio - Consolidated: 29% versus 28.6% estimated by seven analysts on average. Loss and loss adjustment expense ratio - Business Insurance: 63.3% versus the six-analyst average estimate of 63.3%. Total Revenues- Net investment income: $1.01 billion compared to the $1.04 billion average estimate based on eight analysts. The reported number represents a change of +8.4% year over year. Total Revenues- Fee income: $121 million compared to the $122.78 million average estimate based on eight analysts. The reported number represents a change of +1.7% year over year. Total Revenues- Premiums: $10.61 billion versus the eight-analyst average estimate of $11.08 billion. The reported number represents a year-over-year change of -1%. Total Revenues- Other Revenues: $141 million compared to the $120.18 million average estimate based on eight analysts. The reported number represents a change of +25.9% year over year. Revenues- Premiums- Business Insurance: $5.49 billion versus $5.66 billion estimated by six analysts on average. Compared to the year-ago quarter, this number represents a +0.5% change. Revenues- Premiums- Personal Insurance: $4.09 billion versus the six-analyst average estimate of $4.33 billion. The reported number represents a year-over-year change of -3.7%. Revenues- Premiums- Bond & Specialty Insurance: $1.02 billion versus the six-analyst average estimate of $1.06 billion. The reported number represents a year-over-year change of +2.3%. Revenues- Other revenues- Personal Insurance: $32 million compared to the $25.26 million average estimate based on five analysts. The reported number represents a change of +33.3% year over year.View all Key Company Metrics for Travelers here>>>
Shares of Travelers have remained unchanged over the past month versus the Zacks S&P 500 composite's +6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.Zacks' Research Chief Picks Stock Most Likely to "At Least Double"
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The Travelers Companies, Inc. (TRV): Free Stock Analysis Report
This article originally published on Zacks Investment Research (zacks.com).