Peoples Bancorp (PEBO) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

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Peoples Bancorp (PEBO) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

For the quarter ended June 2026, Peoples Bancorp (PEBO) reported revenue of $113.11 million, down 1.2% over the same period last year. EPS came in at $0.96, compared to $0.60 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $119.65 million, representing a surprise of -5.47%. The company delivered an EPS surprise of +14.29%, with the consensus EPS estimate being $0.84.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Peoples Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Balance - Total earning assets: $8.7 billion versus $8.77 billion estimated by three analysts on average. Net Interest Margin: 4.2% compared to the 4.2% average estimate based on three analysts. Efficiency ratio: 58.3% versus 61.1% estimated by three analysts on average. Net charge-offs as a percent of average total loans (annualized): 0.3% compared to the 0.4% average estimate based on two analysts. Total Non-interest income: $20.38 million compared to the $27.94 million average estimate based on three analysts. Net Interest Income: $92.73 million versus the two-analyst average estimate of $91.41 million. Electronic banking income: $6.54 million versus $6.2 million estimated by two analysts on average. Bank owned life insurance income: $1.19 million compared to the $1.18 million average estimate based on two analysts. Insurance income: $4.33 million versus the two-analyst average estimate of $4.42 million. Deposit account service charges: $4.49 million versus the two-analyst average estimate of $4.28 million. Mortgage banking income: $0.6 million compared to the $0.6 million average estimate based on two analysts. Net Interest Income on a fully tax-equivalent basis: $92.95 million compared to the $91.74 million average estimate based on two analysts.

View all Key Company Metrics for Peoples Bancorp here>>>

Shares of Peoples Bancorp have returned +7.6% over the past month versus the Zacks S&P 500 composite's -0.6% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.

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This article originally published on Zacks Investment Research (zacks.com).

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