For the quarter ended September 2026, Unity Bancorp (UNTY) reported revenue of $36.65 million, up 11.7% over the same period last year. EPS came in at $1.51, compared to $1.33 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $35.66 million, representing a surprise of +2.78%. The company delivered an EPS surprise of +1.34%, with the consensus EPS estimate being $1.49.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Unity Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Net interest margin: 4.7% versus 4.6% estimated by two analysts on average. Efficiency Ratio: 42.3% versus 39.9% estimated by two analysts on average. Total Noninterest Income: $2.36 million versus the two-analyst average estimate of $2.68 million. Net Interest Income: $34.29 million compared to the $32.99 million average estimate based on two analysts.View all Key Company Metrics for Unity Bancorp here>>>
Shares of Unity Bancorp have returned -7.6% over the past month versus the Zacks S&P 500 composite's +2.1% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.7 Best Stocks for the Next 30 Days
Just released: Experts distill 7 elite stocks from the current list of 220 Zacks Rank #1 Strong Buys. They deem these tickers "Most Likely for Early Price Pops."
Since 1988, the full list has beaten the market more than 2X over with an average gain of +23.9% per year. So be sure to give these hand picked 7 your immediate attention.
See them now >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report
Unity Bancorp, Inc. (UNTY): Free Stock Analysis Report
This article originally published on Zacks Investment Research (zacks.com).