For the quarter ended September 2026, Bank7 (BSVN) reported revenue of $23.37 million, down 7.4% over the same period last year. EPS came in at $1.06, compared to $1.13 in the year-ago quarter.
The reported revenue represents a surprise of -1.53% over the Zacks Consensus Estimate of $23.73 million. With the consensus EPS estimate being $1.00, the EPS surprise was +6%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Bank7 performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Efficiency ratio: 41.6% compared to the 40.6% average estimate based on two analysts. Net interest margin: 4.8% compared to the 4.9% average estimate based on two analysts. Tier 1 leverage ratio: 14.1% versus the two-analyst average estimate of 13.9%. Total risk-based capital ratio: 16.3% versus 16.4% estimated by two analysts on average. Tier 1 risk-based capital ratio: 15.2% versus the two-analyst average estimate of 15.2%. Net charge-offs to average loans: 0% versus the two-analyst average estimate of 0.1%. Net Interest Income: $22.3 million versus the two-analyst average estimate of $22.71 million. Mortgage lending income: $0.49 million versus the two-analyst average estimate of $0.46 million. Total Noninterest Income: $1.07 million versus the two-analyst average estimate of $1.02 million. Other: $0.35 million compared to the $0.31 million average estimate based on two analysts. Service charges on deposit accounts: $0.24 million versus $0.24 million estimated by two analysts on average.View all Key Company Metrics for Bank7 here>>>
Shares of Bank7 have returned +1.2% over the past month versus the Zacks S&P 500 composite's +1.4% change. The stock currently has a Zacks Rank #5 (Strong Sell), indicating that it could underperform the broader market in the near term.Zacks' Research Chief Names "Stock Most Likely to Double"
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Bank7 Corp. (BSVN): Free Stock Analysis Report
This article originally published on Zacks Investment Research (zacks.com).