For the quarter ended September 2026, Pinnacle Financial (PNFP) reported revenue of $1.31 billion, up 140.8% over the same period last year. EPS came in at $2.69, compared to $2.27 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $1.28 billion, representing a surprise of +2.36%. The company delivered an EPS surprise of +3.07%, with the consensus EPS estimate being $2.61.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Pinnacle Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Net Interest Margin: 3.4% compared to the 3.4% average estimate based on seven analysts. Efficiency Ratio: 56.6% compared to the 52.7% average estimate based on seven analysts. Annualized net loan charge-offs to avg. loans: 0.2% versus 0.2% estimated by six analysts on average. Average balances - Total interest-earning assets: $116.17 billion compared to the $116.56 billion average estimate based on five analysts. Total nonperforming assets: $450 million versus the four-analyst average estimate of $441.99 million. Nonaccrual loans: $433 million compared to the $413.04 million average estimate based on four analysts. Total Risk-Based Capital Ratio: 12.2% versus 12.1% estimated by two analysts on average. Tier 1 Capital Ratio: 10.8% compared to the 10.6% average estimate based on two analysts. Total noninterest income: $326 million versus the seven-analyst average estimate of $288.18 million. Net Interest Income: $986 million compared to the $992.86 million average estimate based on six analysts. Non-Interest Revenue- Wealth management revenue: $88 million versus $87.35 million estimated by four analysts on average. Non-Interest Revenue- Income from equity method investment: $48 million compared to the $29.47 million average estimate based on four analysts.View all Key Company Metrics for Pinnacle Financial here>>>
Shares of Pinnacle Financial have returned +0.7% over the past month versus the Zacks S&P 500 composite's +1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.Zacks' Research Chief Names "Stock Most Likely to Double"
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Pinnacle Financial Partners, Inc. (PNFP): Free Stock Analysis Report
This article originally published on Zacks Investment Research (zacks.com).