Cathay General (CATY) reported $254.65 million in revenue for the quarter ended September 2026, representing a year-over-year increase of 20.9%. EPS of $1.43 for the same period compares to $1.13 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $228.21 million, representing a surprise of +11.58%. The company delivered an EPS surprise of -0.69%, with the consensus EPS estimate being $1.44.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Cathay performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Ratio of net charge-offs to average loans: 0.5% versus 0.2% estimated by three analysts on average. Net Interest Margin: 3.5% compared to the 3.5% average estimate based on three analysts. Efficiency Ratio: 40.6% compared to the 39.6% average estimate based on three analysts. Tier 1 risk-based capital ratio: 13.5% versus 13.6% estimated by two analysts on average. Average balance - Total interest-earning assets: $23.87 billion compared to the $23.73 billion average estimate based on two analysts. Tier 1 leverage capital ratio: 11.1% versus the two-analyst average estimate of 11.3%. Total non-performing assets: $119.18 million compared to the $151.77 million average estimate based on two analysts. Total non-performing loans: $92.27 million compared to the $118.94 million average estimate based on two analysts. Total risk-based capital ratio: 15% versus the two-analyst average estimate of 15.2%. Letters of credit commissions: $2.09 million compared to the $2.36 million average estimate based on three analysts. Total Non-Interest Income: $42.77 million versus $20.52 million estimated by three analysts on average. Net interest income before provision for loan losses: $211.88 million versus the three-analyst average estimate of $207.66 million.View all Key Company Metrics for Cathay here>>>
Shares of Cathay have returned -0.1% over the past month versus the Zacks S&P 500 composite's +1% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.Zacks' Research Chief Names "Stock Most Likely to Double"
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This article originally published on Zacks Investment Research (zacks.com).