Heritage Financial (HFWA) reported $86.51 million in revenue for the quarter ended September 2026, representing a year-over-year increase of 31.7%. EPS of $0.55 for the same period compares to $0.56 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $86.2 million, representing a surprise of +0.37%. The company delivered an EPS surprise of -3.51%, with the consensus EPS estimate being $0.57.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Heritage Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Efficiency Ratio: 71.6% versus 66.5% estimated by five analysts on average. Net Interest Margin: 4.1% versus the five-analyst average estimate of 4%. Net charge-offs (recoveries) on loans to average loans receivable, net: 0% versus 0.1% estimated by five analysts on average. Average Balance - Total interest earning assets: $7.56 billion compared to the $7.53 billion average estimate based on three analysts. Total Nonperforming Assets: $33.03 million compared to the $16.09 million average estimate based on three analysts. Total Nonaccrual Loans: $32.08 million versus the three-analyst average estimate of $15.25 million. Leverage Ratio: 10.3% versus 9.7% estimated by two analysts on average. Total Capital Ratio: 13.1% versus the two-analyst average estimate of 13.6%. Tier 1 Capital Ratio: 12.2% compared to the 12.7% average estimate based on two analysts. Total Noninterest Income: $9.25 million versus the five-analyst average estimate of $9.63 million. Net Interest Income: $77.26 million versus the five-analyst average estimate of $76.56 million.View all Key Company Metrics for Heritage Financial here>>>
Shares of Heritage Financial have returned -1% over the past month versus the Zacks S&P 500 composite's no change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.7 Best Stocks for the Next 30 Days
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Heritage Financial Corporation (HFWA): Free Stock Analysis Report
This article originally published on Zacks Investment Research (zacks.com).