BANK OF THE JAMES FINANCIAL GROUP INC current report, 20 December 2005

Business Context and Reporting Period

This Form 8-K filing by BANK OF THE JAMES FINANCIAL GROUP INC covers the reporting period of December 20, 2005. The report discloses a corporate governance event involving the appointment of a new director.

Key Financial Metrics

The filing text does not provide a clear value for revenue, profit, cash flow, margins, debt, or liquidity. This report is limited to Item 5.02 regarding personnel changes and contains no financial data.

Material Changes

The material change reported is the appointment of Mr. William C. Bryant III to the Company's Board of Directors. Additionally, Mr. Bryant was appointed to the Board of Directors of Bank of the James, the Company's wholly-owned subsidiary, and will serve on the Loan Committee.

Guidance, Outlook, and Risks

The filing text does not provide a clear value for guidance, outlook, management commentary, risks, contingencies, or unusual items.

Investor Verification Checklist

  • Verify the professional background and qualifications of the newly appointed director, Mr. William C. Bryant III.
  • Confirm the specific responsibilities and voting rights associated with the Loan Committee membership.
  • Review the Company's most recent 10-K or 10-Q for the latest financial performance data, as this 8-K contains none.