Richmond Mutual Bancorporation, Inc. current report, 13 August 2019

Filing Summary

Business Context and Reporting Period

Richmond Mutual Bancorporation, Inc. filed this Form 8-K on August 13, 2019, under Item 2.02 to announce earnings for the second quarter of 2019. The company’s common stock trades on The Nasdaq Stock Market under the symbol RMBI.

Financial Results and Key Metrics

The filing identifies the release of second-quarter 2019 earnings but does not include the referenced earnings press release or provide financial results. Revenue, net income, earnings per share, cash flow, margins, assets, loans, deposits, debt, capital, liquidity, and asset-quality metrics are not clearly provided in the filing text.

Material Changes Versus Prior Comparable Period

The filing text does not provide comparative financial data or describe material changes from the second quarter of 2018 or the preceding quarter.

Guidance, Outlook, Risks, and Unusual Items

No guidance, outlook, management commentary, contingencies, risk updates, or unusual items are described in the filing text. The filing incorporates by reference Exhibit 99.1, a press release dated August 13, 2019 announcing second-quarter 2019 earnings, but that exhibit is not included in the provided content.

Important Facts to Verify

  • Obtain and review Exhibit 99.1 for the reported second-quarter 2019 financial results.
  • Verify net income, diluted earnings per share, revenue or net interest income, and year-over-year comparisons.
  • Verify balance-sheet, liquidity, capital, loan-growth, deposit, and asset-quality information.
  • Review management’s outlook, guidance, and discussion of material risks or unusual items.