Amerant Bancorp (AMTB) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates

Zacks Zacks Zacks에서 열기
Amerant Bancorp (AMTB) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates

For the quarter ended March 2026, Amerant Bancorp Inc. (AMTB) reported revenue of $97.66 million, down 7.4% over the same period last year. EPS came in at $0.44, compared to $0.24 in the year-ago quarter.

The reported revenue represents a surprise of -2.56% over the Zacks Consensus Estimate of $100.23 million. With the consensus EPS estimate being $0.43, the EPS surprise was +3.53%.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Amerant Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Net charge-offs / Average total loans held for investment: 0.5% versus 0.4% estimated by three analysts on average. Total Non-Performing Assets: $191.59 million versus $165.91 million estimated by three analysts on average. Net interest margin: 3.6% versus 3.7% estimated by three analysts on average. Efficiency Ratio: 68.5% versus 70.7% estimated by three analysts on average. Average Balances - Total interest-earning assets: $9.16 billion versus the three-analyst average estimate of $9.18 billion. Total Non-Performing Loans: $176.05 million versus the two-analyst average estimate of $141.27 million. Noninterest income: $17.38 million versus the three-analyst average estimate of $16.94 million. Net interest income: $80.28 million versus $83.67 million estimated by three analysts on average.

View all Key Company Metrics for Amerant Bancorp here>>>

Shares of Amerant Bancorp have returned +9.2% over the past month versus the Zacks S&P 500 composite's +9.7% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

Zacks' Research Chief Names "Stock Most Likely to Double"

Our team of experts has just released the 5 stocks with the greatest probability of gaining +100% or more in the coming months. Of those 5, Director of Research Sheraz Mian highlights the one stock set to climb highest.

This top pick is a little-known satellite-based communications firm. Space is projected to become a trillion dollar industry, and this company's customer base is growing fast. Analysts have forecasted a major revenue breakout in 2025. Of course, all our elite picks aren't winners but this one could far surpass earlier Zacks' Stocks Set to Double like Hims & Hers Health, which shot up +209%.

Free: See Our Top Stock And 4 Runners Up

Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report


 
Amerant Bancorp Inc. (AMTB): Free Stock Analysis Report

This article originally published on Zacks Investment Research (zacks.com).

Zacks Investment Research