Business Context and Reporting Period
This Form 8-K is a current report filed by FIVE STAR BANCORP on July 17, 2026. The registrant is incorporated in California and its common stock trades on The Nasdaq Stock Market LLC under the symbol FSBC. The filing primarily serves to disclose a material corporate action regarding shareholder distributions.
Key Financial Metrics
The filing does not provide comprehensive financial statements, revenue, profit, cash flow, or debt metrics. The only specific financial data disclosed is related to a dividend declaration:
- Dividend Declaration: $0.25 per share of common stock.
- Record Date: August 3, 2026.
- Payment Date: Expected August 10, 2026.
Other financial metrics such as liquidity, margins, and total debt are not reported in this document.
Material Changes
The material change reported is the Board of Directors' declaration of a quarterly cash dividend. This filing does not contain comparative financial data or analysis of changes versus prior periods.
Guidance, Outlook, and Risks
The filing includes a standard "Special Note Concerning Forward-Looking Statements." Management cautions that actual results may differ materially from expectations due to known and unknown risks. Specific risk factors are referenced in the Company's Annual Report on Form 10-K for the year ended December 31, 2025, and the Quarterly Report on Form 10-Q for the three months ended March 31, 2026. No specific operational guidance or outlook is provided in this text.
Investor Verification Checklist
- Verify the record date (August 3, 2026) to ensure eligibility for the $0.25 dividend.
- Confirm the payment date (expected August 10, 2026) for cash flow planning.
- Review the referenced Form 10-K (2025) and Form 10-Q (Q1 2026) for detailed risk factors and comprehensive financial performance.
- Check the attached Exhibit 99.1 (Press Release) for any additional context regarding the dividend decision.