Old Second Bancorp (OSBC) reported $93.77 million in revenue for the quarter ended March 2026, representing a year-over-year increase of 28.3%. EPS of $0.49 for the same period compares to $0.45 a year ago.
The reported revenue compares to the Zacks Consensus Estimate of $93.47 million, representing a surprise of +0.33%. The company delivered an EPS surprise of -5.77%, with the consensus EPS estimate being $0.52.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Old Second Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Net Interest Margin: 5.1% versus 5.1% estimated by two analysts on average. Efficiency Ratio: 52.4% compared to the 54.2% average estimate based on two analysts. Total noninterest income: $12.63 million versus the two-analyst average estimate of $12.4 million. Net interest and dividend income: $81.14 million versus the two-analyst average estimate of $80.81 million.View all Key Company Metrics for Old Second Bancorp here>>>
Shares of Old Second Bancorp have returned +8.3% over the past month versus the Zacks S&P 500 composite's +8.6% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.Beyond Nvidia: AI's Second Wave Is Here
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Old Second Bancorp, Inc. (OSBC): Free Stock Analysis Report
This article originally published on Zacks Investment Research (zacks.com).