Business Context and Reporting Period
Company: Five Star Bancorp (FSBC)
Filing Type: Form 8-K (Current Report)
Report Date: October 28, 2024
Reporting Period: Third Quarter ended September 30, 2024
Business Context: The filing serves as a notification of the release of the Company's third-quarter 2024 results of operations and financial condition. The Company is an emerging growth company incorporated in California.
Key Financial Metrics
The provided text is a cover sheet for the Form 8-K and does not contain specific financial data points. It references a press release (Exhibit 99.1) and an investor presentation (Exhibit 99.2) for detailed figures. Consequently, the following metrics are not available in the source text:
- Revenue
- Net Profit
- Cash Flow
- Profit Margins
- Debt Levels
- Liquidity Ratios
Note: The filing text does not provide a clear value for any specific financial metric.
Material Changes
The filing text does not disclose specific material changes in financial condition or operations compared to prior periods. It only confirms that results for the quarter ended September 30, 2024, have been announced via a separate press release.
Guidance, Outlook, and Events
- Earnings Call: Scheduled for October 29, 2024, at 10:00 am PT / 1:00 pm ET to discuss third-quarter 2024 results.
- Regulation FD Disclosure: The investor presentation used for the earnings call is attached as Exhibit 99.2.
- Legal Status of Information: The press release and investor presentation are furnished under Items 2.02 and 7.01 and are not deemed "filed" for purposes of Section 18 of the Exchange Act, nor are they incorporated by reference into other filings unless expressly stated.
Investor Verification Checklist
- Review Exhibit 99.1 (Press Release dated October 28, 2024) for specific revenue, earnings, and balance sheet figures.
- Review Exhibit 99.2 (Third Quarter 2024 Investor Presentation) for management commentary, forward-looking guidance, and risk factors.
- Verify the earnings call transcript or recording following the October 29, 2024, event for Q&A details.
- Confirm the Company's status as an emerging growth company and any associated accounting standard election impacts.