Kentucky First Federal Bancorp current report, 23 January 2006

Business Context and Reporting Period

Company: Kentucky First Federal Bancorp
Filing Type: Form 8-K (Current Report)
Report Date: January 23, 2006
Reporting Period: Unaudited financial results for the six and three months ended December 31, 2005.

Key Financial Metrics

The filing text does not provide specific numerical values for revenue, profit, cash flow, margins, debt, or liquidity. This 8-K serves as a notification that a press release containing these unaudited results has been issued and is attached as Exhibit 99, but the figures themselves are not embedded in the body of this report.

Material Changes

No material changes or comparative data versus prior periods are detailed in the text of this filing. The document solely references the issuance of the press release regarding the 2005 results.

Guidance, Outlook, and Risks

The filing contains no management commentary, forward-looking guidance, risk factors, contingencies, or discussion of unusual items. It is a procedural filing to satisfy disclosure requirements for the attached press release.

Investor Verification Checklist

  • Review the attached Exhibit 99 (Press Release dated January 23, 2006) for specific financial figures.
  • Verify the unaudited nature of the reported results for the six and three months ended December 31, 2005.
  • Compare the attached press release data against the company's previously filed audited annual reports.