Business Context and Reporting Period
Company: WAFD, INC.
Filing Type: Form 8-K (Current Report)
Date of Report: May 4, 2026
Reporting Period: This filing is a current report dated May 4, 2026, referencing an investor presentation furnished to institutional investors and analysts. The company's most recent fiscal year ended September 30, 2025.
Key Financial Metrics
The filing text does not provide specific numerical values for revenue, profit, cash flow, margins, debt, or liquidity. This report serves as a disclosure mechanism to furnish an investor presentation (Exhibit 99.1) rather than a financial statement containing detailed metrics.
Material Changes
No material changes to financial results or operations are detailed within the text of this filing. The primary event reported is the furnishing of a slide presentation intended for use in meetings with institutional investors and industry analysts.
Guidance, Outlook, and Risks
- Management Commentary: The company is providing an investor presentation containing forward-looking statements. Management disclaims any obligation to update the information provided in the presentation.
- Outlook: Specific guidance or outlook figures are not included in the text; they are contained within the attached Exhibit 99.1.
- Risks and Contingencies: The filing references "Risk Factors" detailed in the Annual Report on Form 10-K for the fiscal year ended September 30, 2025, and recent Quarterly Reports on Form 10-Q. These documents describe factors that may cause actual results to deviate from expectations.
- Unusual Items: None reported in the text.
Investor Verification Checklist
- Review Exhibit 99.1 (WaFd, Inc. investor presentation) for specific financial guidance and strategic outlook.
- Consult the most recent Form 10-K (fiscal year ended September 30, 2025) and Form 10-Q for detailed risk factors and historical financial data.
- Verify the availability of the presentation on the company's investor relations website at https://www.wafdbank.com/about-us/investor-relations.
- Note that the information in this 8-K is "furnished" and not "filed" for purposes of Section 18 of the Exchange Act.