Upstart Holdings, Inc. (UPST) Beats Stock Market Upswing: What Investors Need to Know

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Upstart Holdings, Inc. (UPST) Beats Stock Market Upswing: What Investors Need to Know

In the latest close session, Upstart Holdings, Inc. (UPST) was up +2.93% at $28.06. This move outpaced the S&P 500's daily gain of 1.02%. Elsewhere, the Dow gained 0.63%, while the tech-heavy Nasdaq added 1.23%.

The company's stock has climbed by 3.41% in the past month, exceeding the Finance sector's gain of 0.75% and the S&P 500's gain of 0.63%.

Investors will be eagerly watching for the performance of Upstart Holdings, Inc. in its upcoming earnings disclosure. The company's earnings report is set to be unveiled on May 5, 2026. In that report, analysts expect Upstart Holdings, Inc. to post earnings of $0.35 per share. This would mark year-over-year growth of 16.67%. Meanwhile, the latest consensus estimate predicts the revenue to be $289.36 million, indicating a 35.62% increase compared to the same quarter of the previous year.

Looking at the full year, the Zacks Consensus Estimates suggest analysts are expecting earnings of $2.35 per share and revenue of $1.4 billion. These totals would mark changes of +35.06% and +34.15%, respectively, from last year.

Additionally, investors should keep an eye on any recent revisions to analyst forecasts for Upstart Holdings, Inc. These revisions typically reflect the latest short-term business trends, which can change frequently. Hence, positive alterations in estimates signify analyst optimism regarding the business and profitability.

Based on our research, we believe these estimate revisions are directly related to near-term stock moves. To capitalize on this, we've crafted the Zacks Rank, a unique model that incorporates these estimate changes and offers a practical rating system.

The Zacks Rank system ranges from #1 (Strong Buy) to #5 (Strong Sell). It has a remarkable, outside-audited track record of success, with #1 stocks delivering an average annual return of +25% since 1988. Over the past month, there's been no change in the Zacks Consensus EPS estimate. Upstart Holdings, Inc. is holding a Zacks Rank of #5 (Strong Sell) right now.

From a valuation perspective, Upstart Holdings, Inc. is currently exchanging hands at a Forward P/E ratio of 11.58. Its industry sports an average Forward P/E of 11.86, so one might conclude that Upstart Holdings, Inc. is trading at a discount comparatively.

It's also important to note that UPST currently trades at a PEG ratio of 0.28. This popular metric is similar to the widely-known P/E ratio, with the difference being that the PEG ratio also takes into account the company's expected earnings growth rate. Financial - Miscellaneous Services stocks are, on average, holding a PEG ratio of 1.15 based on yesterday's closing prices.

The Financial - Miscellaneous Services industry is part of the Finance sector. At present, this industry carries a Zacks Industry Rank of 155, placing it within the bottom 37% of over 250 industries.

The Zacks Industry Rank gauges the strength of our individual industry groups by measuring the average Zacks Rank of the individual stocks within the groups. Our research shows that the top 50% rated industries outperform the bottom half by a factor of 2 to 1.

Don't forget to use Zacks.com to keep track of all these stock-moving metrics, and others, in the upcoming trading sessions.

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This article originally published on Zacks Investment Research (zacks.com).

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