For the quarter ended June 2026, QCR Holdings (QCRH) reported revenue of $97.34 million, up 15.6% over the same period last year. EPS came in at $2.19, compared to $1.73 in the year-ago quarter.
The reported revenue represents a surprise of +3.06% over the Zacks Consensus Estimate of $94.45 million. With the consensus EPS estimate being $1.90, the EPS surprise was +15.26%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how QCR Holdings performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Efficiency Ratio (Non-GAAP): 54.6% compared to the 55.5% average estimate based on three analysts. Net interest margin (GAAP): 3.1% compared to the 3.6% average estimate based on three analysts. Average Balance - Total earning assets: $8.78 billion compared to the $8.45 billion average estimate based on two analysts. Net charge-offs as a % of average loans/leases: 0.1% compared to the 0.2% average estimate based on two analysts. Total noninterest income: $29.43 million versus $28.32 million estimated by three analysts on average. Gains on sales of residential real estate loans: $0.51 million compared to the $0.64 million average estimate based on three analysts. Capital markets revenue: $15.39 million versus the two-analyst average estimate of $15.65 million. Deposit service fees: $2.12 million versus the two-analyst average estimate of $1.99 million. Net Interest Income: $67.92 million compared to the $67.27 million average estimate based on two analysts. Net interest income - tax equivalent (non-GAAP): $77.73 million versus $75.86 million estimated by two analysts on average.View all Key Company Metrics for QCR Holdings here>>>
Shares of QCR Holdings have returned +2% over the past month versus the Zacks S&P 500 composite's +0.3% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.Beyond Nvidia: AI's Second Wave Is Here
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QCR Holdings, Inc. (QCRH): Free Stock Analysis Report
This article originally published on Zacks Investment Research (zacks.com).