Zions (ZION) reported $893 million in revenue for the quarter ended September 2026, representing a year-over-year increase of 2.4%. EPS of $1.78 for the same period compares to $1.54 a year ago.
The reported revenue represents a surprise of +0.01% over the Zacks Consensus Estimate of $892.91 million. With the consensus EPS estimate being $1.64, the EPS surprise was +8.54%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Zions performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Net interest margin: 3.2% versus 3.3% estimated by seven analysts on average. Efficiency Ratio: 61.9% compared to the 62.3% average estimate based on seven analysts. Net charge-offs to average loans and leases: 0% compared to the 0.1% average estimate based on seven analysts. Average balance - Total interest-earning assets: $85.42 billion versus the four-analyst average estimate of $84.79 billion. Total nonperforming assets: $315 million versus the three-analyst average estimate of $304.82 million. Tier 1 leverage ratio: 9.2% compared to the 9.4% average estimate based on three analysts. Tier 1 risk-based capital ratio: 11.9% versus the three-analyst average estimate of 12%. Total risk-based capital ratio: 13.9% versus 14.1% estimated by three analysts on average. Total nonaccrual Loan: $311 million compared to the $298.72 million average estimate based on three analysts. Total Noninterest Income: $197 million compared to the $195.18 million average estimate based on seven analysts. Commercial account fees: $49 million compared to the $49.79 million average estimate based on six analysts. Other customer-related fees: $15 million versus $15.79 million estimated by six analysts on average.View all Key Company Metrics for Zions here>>>
Shares of Zions have returned -2.9% over the past month versus the Zacks S&P 500 composite's +1.5% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.Zacks' Research Chief Names "Stock Most Likely to Double"
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Zions Bancorporation, N.A. (ZION): Free Stock Analysis Report
This article originally published on Zacks Investment Research (zacks.com).