For the quarter ended September 2026, Chemung Financial (CHMG) reported revenue of $31.98 million, up 10.9% over the same period last year. EPS came in at $2.63, compared to $1.62 in the year-ago quarter.
The reported revenue represents a surprise of +0.78% over the Zacks Consensus Estimate of $31.73 million. With the consensus EPS estimate being $1.93, the EPS surprise was +36.27%.
While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.
Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.
Here is how Chemung Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Efficiency Ratio: 56.5% versus 58.4% estimated by three analysts on average. Net Interest Margin: 3.7% versus 3.6% estimated by three analysts on average. Net Charge-Offs/average loans: -0.4% versus the two-analyst average estimate of 0.1%. Total non-interest income: $6.31 million versus $6.5 million estimated by three analysts on average. Net Interest Income: $25.67 million versus the three-analyst average estimate of $25.23 million.View all Key Company Metrics for Chemung Financial here>>>
Shares of Chemung Financial have returned +0.5% over the past month versus the Zacks S&P 500 composite's no change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.7 Best Stocks for the Next 30 Days
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Chemung Financial Corp (CHMG): Free Stock Analysis Report
This article originally published on Zacks Investment Research (zacks.com).