Business Context and Reporting Period
Company: First Northern Community Bancorp
Filing Type: Form 8-K (Current Report)
Date of Report: July 30, 2009
Reporting Period: Second Quarter of 2009
This filing serves as a notification that the Company issued a press release regarding its financial results for the second quarter of 2009. The actual financial data is contained in an attached exhibit (Exhibit 99.1) and is incorporated by reference into this report.
Key Financial Metrics
The provided text does not contain specific numerical values for revenue, profit, cash flow, margins, debt, or liquidity. These metrics are detailed in the Earnings Press Release (Exhibit 99.1) referenced in the filing but are not included in the text of the Form 8-K itself.
Material Changes
The filing text does not provide specific details regarding material changes versus the prior comparable period. It only confirms the issuance of a press release containing the second-quarter results.
Guidance, Outlook, and Risks
Management Commentary: The filing incorporates a press release dated July 30, 2009, which contains the Company's commentary on the second-quarter results.
Regulatory Disclosure: The report satisfies Regulation FD disclosure requirements by making the press release available to the public.
Future Filings: The Company explicitly states that the attached exhibit is not intended to be incorporated by reference into future filings under the Securities Exchange Act of 1934.
Investor Verification Checklist
- Review Exhibit 99.1 (Earnings Press Release) for specific revenue, net income, and earnings per share figures for Q2 2009.
- Verify the Company's liquidity position and capital adequacy ratios as reported in the full press release.
- Check for any specific risk factors or unusual items mentioned in the Q2 2009 press release that are not detailed in this 8-K summary.
- Confirm the date of the press release matches the filing date (July 30, 2009).