Business Context and Reporting Period
Company: First Northern Community Bancorp
Filing Type: Form 8-K (Current Report)
Date of Report: January 30, 2004
Reporting Period: Fourth Quarter of 2003
This filing serves as a current report to disclose the issuance of an earnings press release regarding financial results for the fourth quarter of 2003. The press release is included as Exhibit 99.1 and incorporated by reference under Regulation FD.
Key Financial Metrics
The provided text is a cover sheet for the 8-K filing and does not contain specific numerical data. Consequently, the following metrics are not available in the source text:
- Revenue: Not provided in filing text.
- Profit: Not provided in filing text.
- Cash Flow: Not provided in filing text.
- Margins: Not provided in filing text.
- Debt and Liquidity: Not provided in filing text.
Material Changes
The filing text does not provide specific comparative data or details regarding material changes versus the prior comparable period. It only references the existence of a press release containing these results.
Guidance, Outlook, and Risks
Management Commentary: The filing confirms the release of financial results for Q4 2003 but does not include specific commentary, guidance, or outlook within the text provided.
Risks and Contingencies: No specific risks or contingencies are detailed in this excerpt.
Unusual Items: No unusual items are described in the filing text.
Investor Verification Checklist
- Review Exhibit 99.1 (Earnings Press Release dated January 30, 2004) for actual financial figures, as they are not present in the 8-K cover sheet.
- Verify the specific net income, earnings per share, and balance sheet changes for the fourth quarter of 2003 in the referenced press release.
- Confirm any forward-looking statements or guidance provided in the full press release text.