BWIN

#1780
The Baldwin Insurance Group, Inc. - Class A Common Stock
28.8 6 USD
-0.02%
Sektor: Finanzen
Basis: USD
Gewinnwährung: USD
Tagesspanne
28.86
28.86
Jahresspanne
16.13
30.04
Tagesänderung
-2.10%
Monatliche Änderung
+2.96%
6 month change
+70.17%
Jahresänderung
+70.17%
Vorheriger Schlusskurs
29.4 8
Open
28.8 6
Tief
28.8 6
High
28.8 6
Volumen
138
Vollständige Grafik anzeigen

Financials

Übersicht Finanzbericht Statistik Documents

2026

Current report, Q3 FY2026
Baldwin Insurance Group, Inc. current report, Q3 FY2026
8-K
Quarterly report, Q2 FY2026
Baldwin Insurance Group, Inc. quarterly report, Q2 FY2026
10-Q
Current report, Q2 FY2026
Baldwin Insurance Group, Inc. current report, Q2 FY2026
8-K
Current report, Q2 FY2026
Baldwin Insurance Group, Inc. current report, Q2 FY2026
8-K
Quarterly report, Q1 FY2026
Baldwin Insurance Group, Inc. quarterly report, Q1 FY2026
10-Q
Current report, Q1 FY2026
Baldwin Insurance Group, Inc. current report, Q1 FY2026
8-K
Current report, Q1 FY2026
Baldwin Insurance Group, Inc. current report, Q1 FY2026
8-K
Current report, Q1 FY2026
Baldwin Insurance Group, Inc. current report, Q1 FY2026
8-K

2025

Annual report, FY2025
Baldwin Insurance Group, Inc. annual report, FY2025
10-K
Current report, Q4 FY2025
Baldwin Insurance Group, Inc. current report, Q4 FY2025
8-K

Baldwin Insurance Group, Inc. current report, Q3 FY2025

Full document

SEC Filing Summary: Baldwin Insurance Group, Inc. (8-K)

Business Context and Reporting Period

The Baldwin Insurance Group, Inc. (BWIN) filed a Current Report on Form 8-K dated September 18, 2025. The filing details a material definitive agreement entered into by its operating subsidiary, Baldwin Insurance Group Holdings, LLC ("Baldwin Holdings"), regarding its senior secured credit facilities.

Key Financial Metrics and Debt Structure

  • Existing Term Loan Facility: Repriced principal amount of $931.1 million, maturing May 24, 2031.
  • New Incremental Term Loans: Added $75 million in Term B loans.
  • Total Term Loan Principal: Increased to $1,006 million.
  • Interest Rate (Term Loans): Term SOFR plus an applicable margin of 2.50%.
  • Revolving Credit Facility: Applicable margin reduced to a range of 1.75% to 2.50% (based on total first lien net leverage ratio) for term SOFR loans.
  • Use of Proceeds: Net proceeds from the new $75 million term loans are intended to pay down outstanding borrowings under the revolving credit facility.

Note: This filing does not provide specific values for revenue, profit, cash flow, or operating margins.

Material Changes Versus Prior Period

The primary material change is the amendment to the Amended and Restated Credit Agreement dated May 24, 2024. Key changes include:

  • Repricing of the existing $931.1 million term loan facility.
  • Expansion of total term debt by $75 million.
  • Reduction in the interest rate margin applicable to the revolving credit facility.

Outlook, Risks, and Management Commentary

Management executed this amendment to optimize the capital structure by increasing term debt while simultaneously reducing the cost of revolving credit borrowings. The filing incorporates the full text of Amendment No. 3 to the Credit Agreement as Exhibit 10.1 for complete terms and conditions. No specific forward-looking guidance or risk factors beyond the standard incorporation of the credit agreement terms were explicitly detailed in the summary text of this 8-K.

Key Facts for Investor Verification

  • Verify the exact terms of the Amendment No. 3 filed as Exhibit 10.1 to confirm covenants and prepayment penalties.
  • Confirm the impact of the $75 million new term loan on the company's net leverage ratio and subsequent interest rate on the revolving facility.
  • Monitor the actual reduction in the revolving credit facility balance following the funding of the new term loans.
  • Review the maturity profile of the total $1,006 million term loan facility maturing in 2031.