CITIZENS & NORTHERN CORP current report, 18 September 2026

Citizens & Northern Corporation Form 8-K Summary

Business Context and Reporting Period

Citizens & Northern Corporation, a Pennsylvania corporation trading on the Nasdaq Capital Market under the symbol CZNC, filed this Current Report on Form 8-K dated September 18, 2026. The filing reports a corporate governance action rather than financial results.

Key Financial Metrics

The filing does not provide revenue, profit, cash flow, margins, debt, liquidity, capital ratios, or other financial performance metrics.

Material Changes

On September 18, 2026, the Board of Directors approved and immediately adopted an amendment to Section 2.3 of the Corporation’s amended By-laws. The amendment permits regular Board meetings to occur monthly or less frequently as determined by the Board. Meetings may be held at the Corporation’s Wellsboro, Pennsylvania office or another location designated by the Board.

Guidance, Outlook, Risks, and Unusual Items

The filing provides no earnings guidance, business outlook, management discussion of operating performance, material risks, contingencies, or unusual financial items. The full amended By-laws are filed as Exhibit 3.2 and incorporated by reference.

Important Facts to Verify

  • Verify the effectiveness and wording of the amended Section 2.3 concerning Board meeting frequency.
  • Review Exhibit 3.2 for the complete amended By-laws.
  • Do not interpret this filing as a financial-results update; the filing text does not provide a clear value for any financial metric.
  • The report was signed on September 22, 2026, by Mark A. Hughes, Treasurer and Chief Financial Officer.