FIRST COMMUNITY CORP current report, Q1 FY2004

Business Context and Reporting Period

Company: First Community Corporation (holding company for First Community Bank)
Filing Type: Form 8-K (Current Report)
Date of Report: January 21, 2004
Reporting Period: Year ended December 31, 2003

This filing serves to announce the issuance of a press release containing the financial results for the fiscal year ended December 31, 2003. The detailed financial data is contained within Exhibit 99.1, which is referenced but not included in the text of this 8-K filing.

Key Financial Metrics

The text of this 8-K filing does not provide specific numerical values for revenue, profit, cash flow, margins, debt, or liquidity. These metrics are reported in the attached press release (Exhibit 99.1) and are not present in the body of this document.

Material Changes

No material changes versus the prior comparable period are detailed in the text of this filing. The document solely references the release of the annual results.

Guidance, Outlook, and Risks

The filing contains no management commentary, forward-looking guidance, risk factors, contingencies, or unusual items. It is a procedural filing to disclose the existence of the earnings press release.

Investor Verification Checklist

  • Review Exhibit 99.1 (Press Release dated January 21, 2004) for specific revenue, net income, and earnings per share figures.
  • Verify the bank's capital adequacy and liquidity ratios in the full press release or subsequent 10-K filing.
  • Confirm the status of any loan portfolio quality issues or non-performing assets mentioned in the full earnings release.
  • Check for any subsequent filings that may provide updated guidance or risk disclosures not present in this initial 8-K.